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SGD · +65

Best Credit Cards in Singapore

Highest cards-per-resident density in Asia — fierce rewards competition.

The Singaporean credit-card market

Singapore has one of the highest credit-card densities per resident in Asia, with most adults holding 2–4 cards. KrisFlyer miles dominate the travel ecosystem; cashback on dining, online spend, and overseas FX is the cashback-card sweet spot.

  • check_circle2–4 cards per adult, on average
  • check_circleKrisFlyer is the dominant airline rewards currency
  • check_circleStrong overseas-FX cashback cards (UOB PRVI Miles, Citi PremierMiles)
  • check_circleCommon SGD 30k–80k income tier for premium cards

Major issuers

  • DBS
  • OCBC
  • UOB
  • Citibank
  • HSBC
  • Standard Chartered
  • American Express

0 Singaporean cards on Perk.Cards

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FAQs — Singaporean credit cards

Which Singapore card earns the most KrisFlyer miles?expand_more

UOB PRVI Miles and Citi PremierMiles are the strongest for general spend (~1.4 mpd). The KrisFlyer UOB Account offers up to 6 mpd on selected partners.

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