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Best Credit Cards in Canada

Generous welcome bonuses and dual-currency rewards — 75M+ cards in circulation.

The Canadian credit-card market

Canada has approximately 75 million credit cards in circulation. The market favours travel rewards through Aeroplan (Air Canada), RBC Avion, and Scotia Scene+, with consistently strong welcome bonuses and 4–6% category cashback on staples like groceries and gas.

  • check_circle75M+ credit cards in issue
  • check_circleAeroplan ecosystem with multiple co-branded cards
  • check_circleCommon 4–6% category-bonus cashback cards
  • check_circleSizeable welcome bonuses (often $400–$1,000 value)

Major issuers

  • RBC
  • TD
  • Scotiabank
  • CIBC
  • BMO
  • American Express
  • Tangerine

0 Canadian cards on Perk.Cards

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FAQs — Canadian credit cards

Which Canadian credit card has the best Aeroplan earn?expand_more

TD Aeroplan Visa Infinite Privilege and Amex Aeroplan Reserve are the top tier. CIBC Aeroplan Visa Infinite Privilege and RBC ÉLITE Avion are strong runners-up.

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